Why is Social Secuirty & Housing Important for Seniors in 2020
Okay, I want to do a few things here about living on Social Security alone, a single person, or, if you're a married couple and you're over 70 or whatever. You already know a lot. You probably know more than I do, because I'm just now spending a lot of time. Thinking seriously about this, even though I spent the last five years building up to where I'm at now, I'm sure there's a lot of things that I could do that I haven't done yet to stretch my social security a little further.
What I'm going to do is a little bit of all the different areas of life and living that we're doing right now to help cut down costs. Now you can stop this video at any time. You can go back play it again. If you didn't hear or understand something I said, and if you want to make a list, you can make a list if there's something that you're doing that, you think you might be able to do a little bit better kind of write that down and start working On in it.
Seniors need to be cost effective to ensure theie social secuirty in housing
Some things are pretty easy: it's just stopping doing it or stopping buying it, and then there are other things i'm going to be talking about things. To do that, you can do the cost little or nothing, but mostly we like it if it costs nothing so I'll, be mentioning some of those things and i'll try to put them in a category keeping things close to the same, so it'd be easier. You can save this video and go back and look it over again and then hit that certain area that you want to do some improving up.
Okay, so here we go just off the top of my head. The first thing I'm going to say is that you know how much you get on that Social Security check. You know what your base expenses are. If you're renting, you know what your rent is. You know what your gas and electricity in those types and water bills are going to be trash or whatever, and if you own a house, you know what that is, and your mortgages and things and we'll break those into a little more specific areas later on.
We'Ll do deal with things in the house that you have will deal with the things in each different room of the house will deal with. The yard will deal with the grocery shopping, and we'll deal with the entertainment aspect, all right, so I want to start with the housing you either rent, or you own, or you live with somebody. If you live with somebody and you share the expenses, that's good. If you own your house and it's paid for that's good, if you rent, depending on where you live, and what the rent costs are, you need to decide what size of the place you have and what size of the place you need for me.
Look for senior housing in towns rather than metro cities
For example, I rent a single house out of the country, it's old, but you know what it's got a roof over to it. It doesn't leak, I've got it fixed up, nice inside looks nice and modern as any other place, and the rent is extremely reasonable. There are cities and towns that you live in, where the rep can cost you a thousand dollars a month or more, and you don't need to be spending that much it's if you're on Social Security. There'S no reason why you thought about moving. Do it buckle down to start looking and do it when you decide a place to live; you do not have to live in a good, fancy, expensive place. After all, you're 70 years old and with a social security loan program.
Who knows when, and if you want to enjoy the rest of your life, just doing what you want to? Do it not worrying about all those high expenses you need to buckle down and make a change where you need to live by is two things: the ability to buy groceries at a reasonable amount and transportation if you're still driving. That'S fine, and if you own a Cadillac or Humvee, you need to get rid of it and get a gas-saving vehicle.
There isn't anything wrong with one of those little tiny cars that get 30 miles to the gallon or more because if there's nobody, but you or you and your wife, you're not hauling around five or six kids. And you don't need to keep up with the Joneses anymore. You can tell me what you got. You can make a little money off of it and buy yourself a cheaper thing. There'S a lot of people that raised and family that join these groups where they learn how to get their mortgage is paid off and become debt-free.
Food Options Considering social secuirty for Seniors
When they live on beans, then we can live on beans and rice, fish, and lesser expensive foods. We can learn how to diet if we need to, we can learn how to eat what we need to survive and have a variety of food to eat, but that gun gets into another area. So let me get off that let's go back to the housing, if you got somebody to get along with and they're in the same boat, you are you two can get together.
It rent a house that has one bedroom at one end of the house and another bedroom at the other end of the house, separate Norway's, because a lot of times, people don't get along. So if you, you can still maintain your privacy, and you can share a kitchen. You don't have to share a TV in every room. You can have one in the bedroom.
You don't need a TV anymore, either. If you have a computer - and you must have a computer because you're watching this, you can do as I do. You can get your news. You can watch whatever movies you want online, and as long as it's still going the way it is, you can do it for whatever your internet fee is. Netflix is seven ninety-nine a month that I watched movies five nights a week off of Netflix there's also Other channels on wine that you can watch movies, and if you're staying on it, that part doesn't change.
The only change is this area that you live in. Take that big house that you got a lot of investment into it, sell it use that money to help increase your income they're a little bit figure out what you're going to get for it divided up to how many years you think you're going to live in That will increase your amount of money that you have each month.
Different activities that you can do while satying at a housing for seniors
Take part in it go on a trip. Enjoy yourself, make a memory, something that you can when you come back, you can sit and think about talking to your friends about so housing is the first most important thing for us. I take it right now. I think it's the largest expense we have, so you need to think about making a change if it means moving to it different stator from where you're at. If you live in New York, it's costly.
There is no reason why you can't go down to Florida. Works, cheaper Alabama or Arkansas, Texas, and Arizona and Arizona is getting a little expensive. Texas could be too, but if you're out away from the city, most likely, any place that you find is going to be a lot less expensive than what you have now. That'S what I did. I went from Seattle, Washington, and I'm here in the little town in Arkansas and be quite honest with you.
I went from eight hundred dollars my payments down to 200, so it can be done if you're a single man or a single woman - and you don't want to live in the United States. You can go to a foreign country, South America or Asia. You can live on your social security check alone. People are doing it. You don't live the same way you are today. You don't have the same things you have today, but, as I said at the beginning, all you need is a roof over.
Your head and something to eat. That'S what you need to survive. If you think about it, that's what you're doing now don't go to the Black Angus and get to eighteen or twenty dollar dinner. The black Angus is the same kind of meat as the hamburger, and you will survive. The hamburger places have got the Black Angus in a little round, patty on a bun for a dollar twenty-five. You can get potatoes for a dollar.
You can get a drink for a daughter that will fill you up, and that will keep you alive. That'S three dollars versus 20, so there's a little food for thought, Allah living places to live. You can also if you don't want to maintain a house or anything, you can rent a room. You can rent it up to the park department at a small apartment complex in a quiet neighborhood, where you either walk to the market or have a bus.
My last words
If you don't drive, don't want to drive, or you get you that inexpensive little car gets yourself a golf cart. All you got to do is charge up the battery, and you can drive to the market. Male and female can do this kind of stuff. That'S it on housing. I will be doing others in other areas.
If you have any questions on housing because I've lived in 40 40. Some states in the United States over my ears and lived in all different types of housing right now, and I lived places for nothing. I know ideas on that also. Would it be a mobile or stick built house or blockhouse brick house, whatever they got any questions, leave them in the comment section I'll answer? What I can't see you